Galactic Insurance is an insurance service intended to reduce the losses of losing a ship, added in update .54?
If you lose a ship that costs credits to build and is not a Miner or Freighter, 15% refund of the "Current Materials Cost" of the ship you lost will be refunded. If you lose a Miner or Freighter you will get 40%(?) of the original cost back.
You will be notified of the insurance payment shortly after the destruction of your ship in the chat as a server message.
- If your ship is destroyed by a glitch you will not receive a refund automatically and will have to consult the Ship Refund Policy.
- To have a chance of getting your ship refunded you would need to be recording it is recommend to record as early as possible to increase chances of you getting refunded.
- There is an advertisement for Galactic Insurance in the Mega Base.